Step 3 of 3 · Property & Investment Limited Companies

HMO & Multi-let Limited Companies

For companies running HMOs, multi-lets or room-by-room rental portfolios with multiple tenants and higher running costs.

Who is this for?

  • HMO operators (licensed or small HMOs) trading via Ltd companies
  • Multi-let and room-by-room rental companies
  • Student HMOs and professional house-shares
  • Small portfolios of high-yield multi-lets

What’s included in your package

  • Year-end HMO company accounts and CT600 filing
  • Companies House accounts submission
  • 1 x director Self Assessment tax return
  • Detailed property schedule including rooms, voids and gross rents
  • Utilities and council tax cost allocation across properties
  • Mortgage interest and finance cost analysis
  • Basic guidance on HMO-specific costs and capital vs. revenue items
HMOs have more moving parts: utilities, council tax, furnishings and licencing. We help you keep this structured for tax and bank purposes.

Typical expenses for HMO & multi-let companies

  • HMO licence fees and council charges
  • Gas, electricity, water and broadband (often paid by landlord)
  • Council tax (where applicable)
  • Cleaning, gardening and common-area maintenance
  • Furniture, white goods and replacement items
  • Fire safety equipment and certification
  • Letting / management agent fees and tenant-find costs

What we’ll need from you

  • Business bank statements covering the year
  • Letting statements and rent schedules by property
  • Utility and council tax bills (where paid by the company)
  • Mortgage statements and loan details
  • Licence invoices and compliance-related costs
  • Completion statements for any purchases or disposals

Frequently asked questions

Are HMO licence fees tax-deductible?
In many cases licence fees are treated as revenue expenses spread over the licence period. We’ll reflect this correctly in your accounts.
How do you deal with large refurbishments?
We review major works and decide whether they are repairs (deductible) or capital improvements (capitalised and potentially eligible for capital allowances). We’ll ask for invoices and context.
Can you separate HMO and standard BTL in one company?
Yes, we can run separate schedules inside the same company accounts. For future planning, we can also discuss whether separate SPVs make sense.

HMO & Multi-let package

For HMO and multi-let portfolios run via a limited company.

£89+ VAT / month
Up to 3 HMO/multi-let properties, rent up to £90,000.
  • Company accounts & CT600
  • Companies House filing
  • 1 x director Self Assessment
  • HMO property schedule (up to 3 units)

£129 + VAT / month for 4–10 HMOs/multi-lets or rent up to £220,000.

Start my HMO package Book a free 15-minute call

Popular add-ons:

  • Additional director tax returns Add-on
  • Capital Gains Tax planning on exit Add-on
  • Group SPV & structure planning Add-on