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SPV Buy-to-let Limited Companies

Fixed-fee accounts and CT600 package for Special Purpose Vehicle (SPV) companies holding standard buy-to-let properties for long-term rental.

Is this the right package for you?

This package is for “clean” SPV companies whose main activity is holding one or more residential buy-to-let properties on long-term ASTs.

  • SPV used only for buy-to-let property (no trading business)
  • Single-let or standard AST properties (not HMO or serviced apartments)
  • Typically 1–10 properties held in the company
  • Directors taking income via salary/dividends from rent profits

What’s included in your annual package

  • Year-end statutory company accounts preparation
  • Corporation Tax return (CT600) and HMRC submission
  • Companies House accounts filing
  • 1 x director Self Assessment tax return (property & dividends)
  • Property schedule showing rent, expenses and profit per property
  • Mortgage interest & finance cost analysis for CT purposes
  • Basic tax planning on director drawings and future property purchases
  • Email support and deadline reminders throughout the year
We prepare everything from your bank statements and letting statements – you don’t have to maintain complex bookkeeping software if you don’t want to.

Typical allowable expenses for SPV landlords

  • Letting agent fees and management charges
  • Repairs and maintenance (non-capital)
  • Service charges and ground rent
  • Landlord insurance and safety certificates
  • Accountancy and professional fees
  • Mortgage interest and arrangement fees (relief via Corporation Tax)
  • Travel to and from your rental properties (within HMRC rules)

What we’ll need from you

  • Business bank statements covering the full accounting year
  • Mortgage statements for each property
  • Letting agent statements / rent schedules (if applicable)
  • Completion statements for any property bought or sold in the year
  • Invoices for significant repairs, refurbishments or capital works
  • Details of any director loans to or from the company

Frequently asked questions

Can I live in a property owned by my SPV?
No – SPV properties are meant to be investment properties. Personal use creates complications (benefit in kind, ATED risk, etc.). If this applies, mention it on our call so we can advise correctly.
Is mortgage interest fully deductible in a company?
Yes, SPV companies can usually deduct qualifying finance costs in full when calculating Corporation Tax (unlike personal buy-to-let where restrictions apply). We’ll ensure this is calculated properly.
Do I need VAT registration for an SPV?
Most residential rental income is exempt from VAT, so most SPVs are not VAT-registered. If you have commercial property or other activities, we’ll review this with you.

SPV Buy-to-let package

For limited companies holding standard buy-to-let properties.

£69+ VAT / month
Up to 3 properties, turnover up to £60,000.
  • Company accounts & CT600
  • Companies House filing
  • 1 x director Self Assessment
  • Property schedule (up to 3 properties)

£99 + VAT / month for 4–10 properties or rent up to £150,000.

Larger portfolios or group SPV structures can be priced individually.

Start my SPV package Book a free 15-minute call

Popular add-ons:

  • Additional director tax returns Add-on
  • Capital Gains Tax advice on disposals Add-on
  • Group SPV / holding company advice Add-on